There are many types of coverage’s to choose from for auto insurance coverage. While not all states require you to have the same coverage as other states, you are required by law to have the minimum amount of coverage needed for the state you are driving in. Most states mandate that you only need to have liability coverage to legally drive. And the other states will require liability insurance as well as additional coverage like personal injury protection also know as PIP coverage for example. And each state has its own mandatory minimum amount of coverage needed to operate a motor vehicle legally. Failure to have auto insurance can lead to traffic citations if pulled over by a police officer and even jail time if caught multiple times. To insure you are getting cheap auto insurance you can go online and check around or go to your local insurance agent. There are many factors that go into the estimation of your car insurance rates that the insurance company has to consider. Such as the age and experience of the driver, amount of yearly mileage anticipated, the area the vehicle is driven in and the value of the vehicle is taken into account.